Morpho e-Documents operates personalization bureaus around the world and also maintains a strong network of personalization partners that personalize millions of payment cards each month. Morpho e-Documents helps customers and partners integrate and optimize smart card production and personalization. Staying cost effective and flexible is a key to a successful production process, and Morpho e-Documents is giving its full support to standardized personalization according to the EMVCo's independent approach for common personalization (EMV CPS). Standardization helps reduce complexity for everyday business, thus making room for new and innovative ideas. A flexible but standardized framework like the EMV specifications - and, more specifically, EMVCo's card personalization specification (EMV CPS) - is the perfect basis for successfully integrating new functionality or new products into an existing infrastructure.
Common personalization - staying independent
Moving from magnetic stripe to EMV requires significant infrastructure changes and investments that are not limited to upgrading or buying new machines but also involve the integration of new software for data handling and personalization. Issuers and bureaus that have already issued their first chip cards and programs face a new challenge every time they want to switch to a newer product version or type of card. Furthermore changing suppliers might result in extra costs and work, making such a change more difficult and narrowing the customer's choice and hindering competition. The reason for this can be found in the fact that in today's market there are numerous ways of personalizing EMV products supplied by numerous vendors and bureaus. Each time a new native card or application is developed issuers and personalization service providers have to invest in the corresponding personalization process. These perso processes often involve proprietary elements that hinder card issuer from sourcing from alternative suppliers. That is why the independent EMVCo introduced a standard for card personalization: EMV CPS. Its goal is to enable lower setup costs, faster time to market, greater choice of suppliers (card and personalization bureau) and an enhanced ability to switch suppliers. Securing investments - EMV CPS standardized personalization
The EMV Card Personalization Specification (EMV CPS) defined by EMVCo enables card issuers and personalization bureaus to benefit from |
EMV CPS-compliant personalization processes like Morpho e-Documents' EMV CPS Perso Suite allow perso bureaus to run the same process to personalize all EMV CPS-compliant products in their portfolio - regardless of manufacturer, operating system or application. This way EMV CPS secures your investment by minimizing setup costs and broadening the choice of suppliers. Morpho e-Documents - First in EMV CPS
Morpho e-Documents was the first to implement EMVCo's open approach to standardized personalization - the EMV Card Personalization Specification (EMV CPS) - on a cost-efficient native card product with EMV Lite Y in 2005, and it has continued to grow its family of EMV CPS-compliant products. Morpho e-Documents strongly believes that CPS is an important step in the evolution of the smart card, as it provides a simple and effective personalization scheme for all card types while at the same time remaining vendor-independent. To help customers participate in the benefits of standardized personalization, Morpho e-Documents is introducing our EMV CPS Perso Suite. Due to its modular structure, the EMV CPS Perso suite can be integrated easily into an existing personalization infrastructure, with off-the-shelf support for the most commonly used machinery and software components.
All EMV cards in Morpho e-Documents' product portfolio support standardized personalization according to EMV CPS. This allows our customers to always issue the perfect product for their chip programs, because switching or upgrading to a different or new product has no impact on the personalization software!
Key benefits of Morpho e-Documents' EMV CPS Perso Suite: One personalization process for all products and types Strategic sourcing without being limited to a single supplier (and its proprietary data system) Minimized development efforts for product integration Exchangeable components Vendor-independence
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