With fraud on the rise and value added services gaining in importance, more and more banks and other card issuers are migrating their card portfolio to chip card technology. For most payment uses, the EMV specifications have proven to be the ideal basis for secure card payment. The EMV framework supports standard contact-based but also fast and convenient contactless payments as well as new and innovative payment methods for mobile payment.

The benefits of smart card technology in combination with EMVCo's specification framework are evident:

• Fights fraud effectively
• Ideal platform for value added applications such as
  • loyalty
  • ticketing
  • e-banking/online authentication
  • access control
• Improved risk management
• Secure offline transactions
• Greater convenience
• Faster transactions
• Increased efficiency

Morpho e-Documents is working closely with all major payment programs and the most important organizations to be able to offer a complete and innovative range of products and services.